The Vaya. MasterCard® Card is a prepaid MasterCard that you fund through transfers from your bank account or directly from your paycheck. You decide how much money to load onto your MasterCard. And since you can only spend or withdraw the money that's available on your card, you can't overspend or get into more debt. It.s good at more than 29 million MasterCard locations and gives you instant cash access at more than 900,000 ATMs worldwide. Please click here to apply